Your Hospital Bill

The Ontario Health Insurance Plan (OHIP) covers most essential health care services. Some health insurance plans will cover what OHIP does not. Read your insurance plan carefully to make sure you understand your coverage before you come to the hospital. Osler is not able to verify your private insurance coverage.

See our rates for procedures and services not covered by OHIP.
 
If your procedure, visit or service is not covered by OHIP, you will be charged in advance or at the time of your visit. Patients are responsible for any charges they incur during their stay. Examples include:

  • Upgrades to semi-private or private rooms (some insurance plans will pay for these, check with your provider)
  • Medical devices including crutches and casts
  • Medical supplies including tensor bandages and splints
  • Physiotherapy or occupational therapy visits
  • Diagnostic imaging procedures
  • Digital copies of diagnostic or ultrasound images for personal usecon

Fees apply to all patients including Canadian residents with a valid OHIP card, uninsured residents and international visitors. Patients will only be billed for uninsured medical items and services required during treatment. For the Osler fee guide Click Here or contact the Finance Department at 905 863 2550 or toll-free at 1-844-456-3538.

Osler does not generally provide elective treatment for uninsured patients.

In addition, Osler must first approve any elective surgical or medical procedure or admission to an inpatient bed for patients who do not have Ontario Health Insurance Plan (OHIP), as well as pay in advance for Osler’s health care treatment and services.

If an uninsured patient needs emergency care due to an immediate threat to life, limb or vital organs, the care will be provided, regardless of their non-insured status.  Payment for any health care costs will be required once the patient’s condition is stable.

Health care services in Ontario are publicly funded through money from taxes paid by people who live and work in the Province. Ontario residents also pay an annual premium to OHIP which gives them full access to all insured services available in the health system.  As a publicly-funded hospital, Osler must meet the health care needs of Ontario residents who are insured through OHIP.

Billing and payment for visitors to Canada and uninsured residents of Ontario

If you are a visitor to Ontario, from another province, we recommend checking your provincial health care plan. Some new residents may be covered by the Interim Federal Health Program.

Payment for services is due prior to admission or at discharge Patients will pay a physician fee to the doctor and a hospital fee to the hospital. For the Osler fee guide Click Here or contact the Finance Department at 905 863 2550 or toll-free at 1-844-456-3538.

See our rates for procedures and services not covered by OHIP.

Delisted procedures fees

Some procedures are specifically identified as uninsured under the Ontario Health Insurance Act. These procedures are solely for the purpose of altering or restoring appearance, or other services not related to treatment of life threatening conditions. For the Osler fee guide Click Here or contact the Finance Department at 905 863 2550 or toll-free at 1-844-456-3538. These fees do not include additional fees that the physician will charge.

See our rates for procedures and services not covered by OHIP.

Ambulance and patient transport fees

Ontario residents with valid OHIP coverage will be billed $45 for ambulance transportation. If ambulance transportation is found to be medically unnecessary or the patient does not have a valid health card, he/she will be billed $240.

Before discharge from the hospital, please arrange for your transportation home. We recommend that you plan a ride home with family or friends. Otherwise, the hospital can help arrange transportation for a fee.

See our rates for procedures and services not covered by OHIP.

How to pay your bill

When paying your bill through online banking, please remove the "/" (oblique) or input your health card number instead.



For example, input NO12345616 instead.

 

Related Information

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Helpful links to the most useful lists and forms for health professionals.

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